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Terms & Conditions

Exclusions apply, see below for details. The Westgate Rewards Program is provided by Westgate Resorts which is solely responsible for the program’s operation. Westgate Resorts may change the terms of the program at any time without notice.

*Subject to credit approval. Comenity Bank issues the Westgate Rewards MasterCard Accounts pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

**Standard variable APR of 13.99%, 19.99% and 22.99% based on Prime Rate and your creditworthiness. Balance Transfer and Cash Advance APR of 23.99%, based on the Prime Rate. Minimum Interest is $2.00 per credit plan.

+Earn a $25 reward certificate for every 2,500 points earned. The reward certificate is redeemable at any Westgate Resorts Property Front Desk. All reward certificates shall be printed onto subsequent monthly billing statements. Please allow up to 30 days for the reward certificates to be issued to your Westgate Rewards MasterCard account. Points expire after 18 months and all point calculations include tax and shipping. Reward certificates expire after 18 months from issue date. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

++Earn 2 points per $1 spent on all Westgate purchases, earn 2 points per $1 spent on grocery and gas purchases, earn 1 point per $1 spent on all outside purchases everywhere else MasterCard is accepted. Receive a $25 reward certificate for every 2,500 points earned. A bonus of 4,000 points will be awarded to new cardholder accounts. To qualify and receive your bonus points you must make purchases outside of Westgate totaling $500 or more within the first 2 months of account opening. Qualifying transactions do not include using your account for balance transfers, cash advances, or using any checks that access your account. After qualifying, please allow up to 30 days for bonus points to post to your Westgate Rewards MasterCard account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time Westgate Rewards MasterCard members with new accounts. If your account is not active for at least 2 months, Westgate Resorts reserves the right to deduct the bonus offer points from your Westgate Rewards MasterCard account. The first purchase point bonus cannot be combined with any other offers.